Agreed Value
In the event of a total loss, we will pay out the amount of insurance shown
on the policy at the time of the loss(less any applicable deductible).

No worries about the value of your boat depreciating.

Customized Coverage
Marine Expert has priority access to a variety of Marine Insurance plans for
all types of pleasure craft boats. This means we can offer terrific coverage
and savings to YOU!

No matter what kind of vessel you have, from luxury cruiser to personal
watercraft, we ensure that it is properly insured with all-risks coverage.
Talk to us about your marine insurance; Chances are we can offer better
coverage at a lower premium than our competitors.

Emergency Towing
We will cover costs incurred by you should your vessel become disabled
for any reason (other than a loss or damage covered by this policy as this
is already included in your standard coverage).

We will pay the reasonable costs, up to $1,000 (No Deductible Applies) for:

1. Towing to the nearest repair facility
2. The cost of delivery of fuel or repair parts to the site of disablement,
including the cost of fuel; or
3. The cost of emergency labour performed at the site of disablement

Guaranteed Replacement Cost
In the event of a Total Loss, we will replace your vessel with:

1. A new vessel of the same manufacturer, model and original equipment
OR
2. A new vessel and equipment of like and kind quality

We cover the difference in exchange rates and inflation.
Conditions and charges applies.

Instant Approval
Marine Expert offers an instant approval process which allows you to get out
on the water faster. Complete the online application and our underwriters
will have a reply within minutes; NOT Days, NOT EVEN hours. You can also
phone our knowledgeable sales people to get a no-obligation quote right over
the phone.

Loss of Use
We will pay the reasonable costs incurred should your vessel be disabled as
a result of a claim, up to $1,500. Reasonable costs include:

1. The cost of a rental boat during the time your vessel is being replaced or
repaired;
2. The cost of a rental car or reasonable accommodation expenses if you
are laid up;
3. Any additional living expenses incurred while your vessel is being replaced
or repaired

No Depreciation on Partial Loss
In the event of a partial loss, if no used replacement parts of like kind and
quality are available, we will repair your vessel with new parts.

Professional Staff
All Marine Expert employees hold a Registered Insurance Brokers of Ontario
licence, which requires meeting continuing education requirements each year.
This means that all of our employees meet the high standards of the insurance
industry.

Although your local insurance broker may have access to other marine
insurance markets, Marine Expert is a specialty market that focuses only on
marine insurance. Our trained professionals have the experience in the marine
industry necessary to make the process of purchasing marine insurance
comfortable. The purchase of a boat is a large investment, so we ensure that
you understand the product you are purchasing and are confident in your
decision. Our professional staff is available five days a week to address any
questions or concerns you may have regarding your insurance coverage.

Quick Claims Settlement
When the unexpected happens and your boat is damaged, it just takes one
call. Marine Expert handles most claims in-house, so you get faster service
without the usual frustrations of the claims process.