Motorcycle insurance.

Enjoy the freedom of the road knowing you're covered.

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Cruising on city streets or country backroads.

Get the coverage you need to help protect you and your bike.

In Ontario, if your motorcycle is licensed for the road, you need to have, at a minimum, liability insurance to legally drive it on the road. We’re here to help you understand the different types of insurance available  to you and we’ll customize the coverage for your needs and protection.

How to lower your premiums.

Have a great driving record? You may be eligible for one of these discounts:

  • Accident-free/claims-free for 6 years? Insurance companies appreciate safe drivers.
  • Loyalty can save you money. Bundle two or more policies with the same company to leverage a discount.
  • Drivers who switch to snow tires during the winter can save 5%.
  • Retiring? Reducing time spent driving to work every day can reduce your premiums.

Talk to one of our insurance experts today.

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Have questions about motorcyle insurance?

Check out our FAQ

Keeping a good driving record is the main way to control your insurance costs. As well, the more experience you gain with your motorcycle license coupled with a good driving record, the lower your premium will get. You can also get additional discounts for combining your motorcycle policy with other types of policies such as your other autos or home insurance. Contact us for advice on what additional savings we can obtain for your motorcycle insurance to maximize your savings.
Yes, the “Accident Benefits” section of your motorcycle insurance, which forms part of your mandatory liability coverage in Ontario, will cover any passengers you have on your motorcycle with you if you get into an accident and they are injured or killed.
While the cost to insure an older motorcycle can vary, older bikes tend to be less powerful and not as fast, making them less risky. Therefore, your liability insurance is likely to be cheaper than it would be for a new bike.

More information about motorcycle insurance.