Enjoy the freedom of the road knowing you're covered.
Cruising on city streets or country backroads.
Get the coverage you need to help protect you and your bike.
In Ontario, if your motorcycle is licensed for the road, you need to have, at a minimum, liability insurance to legally drive it on the road. We’re here to help you understand the different types of insurance available to you and we’ll customize the coverage for your needs and protection.
What are my options?
Here’s what is typically covered under mandatory liability insurance in Ontario:
Provides coverage for you and your family if you are injured or killed in an automobile accident.
In addition to the mandatory liability insurance, you can choose one of these following options for enhanced protection for your motorcycle. These options provide coverage for the physical damage or loss of your motorcycle:
Provides coverage for all other insured damage to your motorcycle (except collision or upset), such as fire, theft, vandalism.
Talk to one of our insurance experts today.
Have questions about motorcyle insurance?
Check out our FAQ
Motorcycles premiums are heavily weighted in the summer riding season (similar to snowmobiles carrying their premiums over the winter months). Since insurers don’t expect you to ride through the winter months, they assign a lower value to your premiums when your motorcycle is likely to be sitting idle and a higher value when you use it the most. By cancelling at the end of the summer riding season, you could be left with little refund.