Car insurance in Ontario.
The right coverage.
Wherever the road takes you.
You have a lot riding on your wheels.
Car, truck, SUV or van - whatever your ride, relax knowing that you, your loved ones and your vehicle are protected.
Other auto insurance solutions
Auto insurance in Ontario
Basic insurance - it's the law.
Car insurance liability coverage is mandatory for driving in Canada. Fines for vehicle owners and drivers who do not carry valid auto insurance can range from $5,000 to $50,000. Beyond the mandatory liability coverage in order to operate a vehicle, there are other options (see below) that you should consider to ensure that you are properly protecting your asset.
Third party liability
No matter what kind of vehicle you are insuring you can choose various levels of coverage, depending on how much protection you want for your car.
Protects you from costs to repair damage to your vehicle cause by impact with another vehicle or an object such as a guardrail.
The standard maximum amount for medical, rehabilitation and attendant care expenses, such as physiotherapy, chiropractic treatment or an aide to assist you if you have been seriously injured is $65,000. If you are catastrophically injured, the standard maximum is $1,000,000. Optional benefits are available up to $3,000,000.
Relax. We’ll find you the best insurance coverage so you’re protected.
How to lower your premiums.
Have a great driving record? You may be eligible for one of these discounts:
Talk to one of our insurance experts today.
Additional ways to save
Have questions about car insurance?
Check out our FAQ
- The type of vehicle your drive
- Your driving record, including previous accidents, the length of time you’ve been licensed, whether you’ve taken driver training, speeding tickets, impaired driving convictions, etc. The better your record is, the better your premium.
- Where you live.
- Your age, gender and marital status.
- The amount you drive.
Yes. Choose a vehicle with good security features. For example, if you buy a vehicle with a high theft rate, your premium will be higher.
All licensed drivers in your household must be disclosed. If they are not currently listed on an auto insurance policy, they must be listed on yours or specifically excluded as a driver.
More information about auto insurance.
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