ATV & Snowmobile insurance in Ontario.

You take your fun seriously.
So do we.

Protect your off-road toys.

Mud. Dirt. Snow. Bring it on. We've got you covered.

If you own an ATV, snowmobile or other off-road vehicle in Simcoe County or Muskoka, you should check if you have the right kind of insurance before hitting the trails.  If you plan on taking your ATV or snowmobile across public roads, on the trails or on to public property, you’ll need liability insurance coverage.

You can insure your ATV or snowmobile either on a stand-alone policy or as an addition to your current auto insurance policy. Talk to us to ensure that you have the insurance coverage you need for how you use your recreational vehicle.

person riding a snowmobile and throwing off a cloud of snow

What can be covered?

This type of insurance protects your off-road vehicles when they’re used for personal recreation only. If you’re operating these vehicles as part of your business, you will need to add them to your commercial insurance policy. Ask us how.

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Have questions about ATV and snowmobile insurance?

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If you plan on taking your ATV or snowmobile across public roads, on the trails or on to public property, you will need liability insurance coverage.

Liability insurance extends from the towing vehicle, however collision and comprehensive must be added to your policy to make sure you have coverage in case of damage to your trailer. Coverage for your trailer can also be added to a stand-alone insurance policy for your off-road recreational vehicle.