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Home in a knitted scarf on a blue background, Concept of the heating system in a winterized house. Keeping warm in the house

Oil Heating and Insurance: What Homeowners Should Know

January 9, 2026

Oil heating is a common and dependable way to heat many homes, especially in rural areas and older properties. From an insurance point of view, oil heating systems are not considered dangerous. However, they do require a bit more attention because of what can happen if something goes wrong. Why Insurance Companies Pay Closer Attention The main concern isn’t how the system works day to day. The issue is the risk of an oil leak. Even a small leak can cause serious damage to a

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Closeup of ice and snow buildup and ice dam on the roof of an older home

Prevent Roof Collapse: How to Remove Ice Dams and Manage Heavy Snow Loads

March 7, 2025

Ice damming and excessive snow load can pose significant risks to the structural integrity of your home and out buildings during winter months. Below are tips to reduce and prevent snow and ice related damage. Preventing Snow Load Collapse 1. Monitor Snow Accumulation Keep an eye on how much snow is accumulating on your roof. If the snow accumulation exceeds 12–18 inches, it is a good idea to remove some of the snow to reduce the load. Be mindful that wet, heavy snow can put

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