Small to Midsize Business (SMB) Insurance
Custom coverage for your Simcoe-Muskoka area business.
Connect with our Commercial Team
Fill out the form below and one of our commercial brokers will reach out to finalize a quote for your business.
Your local business needs local expertise.
Insurance that protects your property, inventory and business operation.
As a local business owner in the Orillia, Barrie, Midland or Muskoka area, your commercial success is built on local relationships. McLean & Dickey is a locally-owned and independently-operated insurance brokerage. We take the time to understand you and your business, so that we can advise you on the tailored protection your specific venture needs.
Did you know – the average loss for a water damage claim for a small business is approximately $17,000? Could your business sustain that loss and cover the income lost while closed? We help ensure you can.
Insurance designed to protect you so you can focus on running your business.
Essential SMB Coverages
Small businesses require a bundle of protection to manage property, liability, and income risks.
Commercial Property Insurance
Protects your physical building (if you own it) and the contents—inventory, equipment, furniture—against covered perils like fire, theft, or severe weather.
Commercial General Liability (CGL)
This covers the common risks associated with customer traffic, such as a slip-and-fall injury or accidental property damage caused by an employee at a client's location.
Business Interruption (BI)
If a covered loss (like fire or major water damage) forces you to close temporarily, BI replaces the lost income and covers operating expenses (like rent and payroll) until you reopen.
Equipment Breakdown
Covers the cost of repairing or replacing essential systems like HVAC, refrigeration units (critical for hospitality), or specialized machinery.
Cyber Insurance
Designed to protect businesses against the financial loss resulting from a range of cyber threats and exposures, including social engineering, cybercrime, data breaches, and system interruption.
Talk to one of our Commercial insurance experts today.
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