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Tag: property disrepair

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14 ways you might be invalidating your home insurance

November 7, 2023

Home insurance is undeniably an essential safeguard for homeowners, providing financial coverage for potential damages or losses. However, in certain circumstances, homeowners may inadvertently jeopardize their home insurance coverage, leaving them exposed to financial risk. This article uncovers 14 common ways Ontario homeowners might unintentionally increase the risk of a claim and jeopardize their home insurance. Common ways you might jeopardize your insurance. 1 Non-Disclosure of Home-Based Business Operations Operating a business from your home might seem harmless, but it can potentially compromise your coverage.

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4 Red Flags That Could Make Your Business Hard to Insure

4 Red Flags That Could Make Your Business Hard to Insure

October 28, 2022

As a smart business owner, you’re always looking to minimize your risk. Likewise, insurance companies are doing the same when evaluating whether or not to insure your business. So, when they come across certain red flags, they may be inclined to decline coverage. 1. Property in Disrepair. If your business facility has broken steps, leaking pipes, or overstuffed inventory shelves that could tip over and cause a serious accident to you or your employees, you’ll want to address those issues to avoid paying higher insurance

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