Commercial Contractor Insurance

Protect your business, tools and team in the Simcoe-Muskoka region.

Connect with our Commercial Team

Ready for the peace of mind that comes from a complete insurance solution?

Fill out the form below and one of our commercial brokers will reach out to finalize a quote for your business.

Your local business needs local expertise.

Customized coverage for builders, tradespeople, and construction firms.

Contractors face demanding and complex challenges operating in today’s construction industry. From labour shortages to supply chain issues, there’s no shortage of risk. To safeguard your company, you need seasoned insurance professionals who understand the construction industry. Our team will help you find a policy offering protection for you, your employees, equipment, your income and more.

Insurance specifically tailored to your construction business’s unique needs.

Why Choose McLean & Dickey for Contractor Insurance?

You don’t just build structures; you build your reputation. When you’re focused on the job, you need a local partner who ensures your financial protection is solid. McLean & Dickey works for you, the client, not the insurance company. We access a broad range of top-name insurers to find you the best coverage at the most comprehensive price.

  • Unbiased Broker Advice: We provide objective guidance on your insurance options.
  • Local Experts: We’re your neighbours in Barrie, Midland, Orillia, and Muskoka, and understand local market requirements.
  • Claims Advocacy: We stand by you during a claim to negotiate the best possible settlement.
A smiling contractor stands confidently by a service van, showcasing tools and a professional demeanour.

Key Contractor Coverages

Contracting businesses face some of the highest risks in the commercial sector. Whether you have a small operation or are running a large construction company, we have comprehensive packages that include liability, property and specialized tools coverage to ensure you’re protected from every angle.

1

Commercial General Liability (CGL)

Protects your business against claims for bodily injury or property damage to a third party. This is essential if an employee accidentally damages client property or a visitor is injured on your job site.

2

Tools & Equipment Coverage

Covers your most valuable assets, from hand tools to heavy machinery, against theft, damage, or loss, whether they are on a job site, in transit, or stored at your shop.

3

Commercial Auto/Fleet

Ensures proper coverage for all vehicles used for business purposes, including trucks, vans, and trailers, which are typically not covered by personal auto policies.

4

Builder's Risk Insurance

Protects the project under construction itself against risks like fire, theft, or vandalism until the job is complete.

5

Surety Bonds

Guarantees to your client that you will complete the job as per the contract, an essential requirement for many large projects.

6

Cyber Insurance

Designed to protect businesses against the financial loss resulting from a range of cyber threats and exposures, including social engineering and cybercrime.

Talk to one of our Commercial insurance experts today.

More information about business insurance.