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Tag: Hints and Tips

Close up hand holding smartphone and taking photo of car accident

What to Do After an Auto Accident in Ontario: a Step by Step Guide

January 22, 2026

Being involved in a car accident can be stressful, even when the damage appears minor. Knowing what to do next—and what’s legally required in Ontario—can help protect your safety, your insurance coverage, and your finances. This guide walks you through the steps to take after an auto accident, based on how serious the situation is. Step 1: Check for Injuries and Ensure Safety Your safety always comes first. Immediately after an accident: Check yourself and any passengers for injuries. Call 911 right away if anyone

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Portrait Of Senior Friends Standing On Rocks By Sea On Summer Group Vacation With Arms Outstretched

Snowbirds: Simple Home and Auto Insurance Tips Before You Travel.

January 9, 2026

Heading Somewhere Warm for the Winter? A Few Insurance Tips Before You If you’re one of the many Canadians who escape winter for a few months, good for you! Before you lock the door and take off, there are a few simple insurance-related things worth checking. They don’t take long, but they can make a big difference if something unexpected happens while you’re away. Make Sure Someone Is Checking on Your Home When a home is empty for an extended period—especially in winter—it’s more at

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downed hydro pole after an ice storm on a rural road

Weather Risks in Ontario: How to Protect Your Home from the Next Storm

November 10, 2025

Ontario weather isn’t what it used to be. Storms are hitting harder, rain is falling faster, and ice events are lasting longer. For many homeowners, the question isn’t if the next storm will come — it’s when, and how prepared they’ll be when it does. Severe weather is now one of the biggest drivers of home-insurance claims across the province. The Insurance Bureau of Canada (IBC) reported that in 2024 insured damage caused by severe weather events in Canada surpassed CAD $8 billion, and Ontario

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Close up of sandbags holding back flood waters with blurred houses in standing water in the background

Understanding Sewer Insurance Coverage – What to Know

July 23, 2025

Understanding Overland Water, Ground Water and Sewer Backup Coverage Advice You Can Trust | From Your Team at McLean & Dickey When it comes to protecting your home, not all water damage is covered the same way, and not all coverage is automatic. That’s why understanding the difference between overland water, ground water and sewer backup insurance is so important. If you live in Orillia, Barrie, Midland, Muskoka, or the surrounding regions, you’ve likely seen just how quickly a heavy rain, a spring thaw, or

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