Risk Management and Liability for Ontario Yacht and Sailing Clubs.
Yacht Club Insurance.
Protecting Your Members and Your Infrastructure
Yacht clubs are unique hybrid risks: part hospitality, part marina, and part athletic association. From Lake Simcoe to Georgian Bay, clubs need a master policy that covers social events on land and sailing activities on the water.
Core Yacht Club Coverages
Directors & Officers (D&O) Liability
Protects the club’s board members from personal liability related to management decisions and club bylaws.
Regatta & Event Liability
Specialized extensions for hosting races, sailing schools, and social functions that may involve increased passenger and liquor liability.
Bumbershoot Liability
A specialized marine umbrella policy that provides high-limit excess coverage over both your marine and non-marine primary policies.
CONNECT WITH ONE OF OUR COMMERCIAL MARINE BROKERS TODAY.
Frequently Asked Questions
This is critical for clubs that provide member mooring or winter storage; it ensures the club is protected if a member’s vessel is damaged while on club property.
We can include professional liability for instructors to ensure the club is protected against claims of negligent instruction or supervision.