Tag: Overland Water

Man shovelling snow and backlit by setting sun.

Preparing Now Can Help Prevent Basement Water Entry This Spring

That first warming winter day in Orillia usually brings a sense of relief, but for many homeowners, it also brings a sense of dread. If you’ve ever walked into your basement during a thaw only to hear the squish of wet carpet, you know that water doesn’t wait for an invitation. While spring might feel distant, the heavy snow currently sitting against your foundation is a ticking clock. At McLean & Dickey, we’ve been protecting our neighbours in Simcoe County and Muskoka since 1922. We

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Close up of sandbags holding back flood waters with blurred houses in standing water in the background

Understanding Sewer Insurance Coverage – What to Know

Understanding Overland Water, Ground Water and Sewer Backup Coverage Advice You Can Trust | From Your Team at McLean & Dickey When it comes to protecting your home, not all water damage is covered the same way, and not all coverage is automatic. That’s why understanding the difference between overland water, ground water and sewer backup insurance is so important. If you live in Orillia, Barrie, Midland, Muskoka, or the surrounding regions, you’ve likely seen just how quickly a heavy rain, a spring thaw, or

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toy house floating on endless water inside a red and white life preserver

Is Flood Insurance Worth It? Key Reasons to Consider.

Introduction Floods are among the most common and devastating natural disasters, causing billions of dollars in damage each year. Yet, many homeowners and renters are unaware that their standard insurance policies do not cover flood-related losses. This is where flood insurance comes into play – a crucial safeguard that can protect your home, belongings, and financial well-being in the event of a flood. In this article, we’ll delve into the world of flood insurance, exploring why it’s essential, who needs it, how it works, and

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closeup of man's hand with a wet sponge, soaking up water as the result of a flood

Does Home Insurance Cover Plumbing Issues?

Plumbing problems can be a real headache for homeowners. From burst pipes to appliance leaks, these issues can lead to costly repairs and potential damage to your property. Coverage for water damage can vary widely from insurer to insurer and not all home insurance policies are the same.  Many homeowners wonder if their insurance policies cover these plumbing issues and provide financial protection in case of a plumbing emergency.  Understanding Home Insurance Coverage Home insurance is designed to provide financial protection for your home and

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Young woman holding up a basin to catch dripping water from her ceiling

7 Things You Can Do to Prevent Your Basement Flooding

Hints and tips to help prevent a wet basement – or worse. April showers might bring May flowers, but these days it seems that many of the showers have morphed into torrential downpours and widespread spring flood warnings have become the norm instead of the exception. Every home is at risk of having its basement flooded even if it’s never happened before and it’s more likely to occur during heavy rains or when snow and ice melt and there’s nowhere for the resulting water to

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