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downed hydro pole after an ice storm on a rural road

Weather Risks in Ontario: How to Protect Your Home from the Next Storm

November 10, 2025

Ontario weather isn’t what it used to be. Storms are hitting harder, rain is falling faster, and ice events are lasting longer. For many homeowners, the question isn’t if the next storm will come — it’s when, and how prepared they’ll be when it does. Severe weather is now one of the biggest drivers of home-insurance claims across the province. The Insurance Bureau of Canada (IBC) reported that in 2024 insured damage caused by severe weather events in Canada surpassed CAD $8 billion, and Ontario

two muskoka chairs on a dock overlooking a lake

Cottage Insurance in Ontario: Top 10 Benefits You Should Know

January 15, 2025

Ontario’s picturesque landscapes are dotted with charming cottages, offering residents and visitors alike a serene escape from the hustle and bustle of city life. These cherished retreats, whether nestled by a tranquil lake or tucked away in a dense forest, represent more than just a property investment – they’re a sanctuary for creating lasting memories with loved ones. However, owning a cottage comes with its unique set of challenges and risks. This is where cottage insurance steps in, providing a crucial safety net for your

Happy Asian woman and her friend walking upstairs through hallway while moving in new apartment.

Top 5 Reasons You Need Tenants Insurance in Ontario

January 14, 2025

As a renter in Ontario, you might think that your landlord’s insurance policy covers everything in your apartment or rental home. However, this is a common misconception that could leave you financially vulnerable. Tenants insurance, also known as renters insurance, is a crucial safeguard for anyone renting a property in Ontario. At McLean & Dickey Insurance, we’ve seen firsthand how tenants insurance can make a significant difference in our clients’ lives. Here are the top five reasons why you need tenants insurance in Ontario. 1.

Proud farmer standing in front of his red tractor

The Definitive Guide to Farm Insurance

November 8, 2023

Running a successful agricultural business comes with inherent risks. From unpredictable weather events to crop diseases and accidents, farmers face numerous challenges that can significantly impact their production and income. This is where farm insurance plays a crucial role in mitigating these risks and providing financial protection. In this comprehensive guide, we will explore the importance of farm insurance, its eligibility criteria, coverage options, and how it can safeguard your agricultural business in Ontario. Table of Contents 1 Understanding Farm Insurance 1.1 What is Farm

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