Day: February 17, 2026

Sailboats line the perimeter of a marina during the winter months when the harbor is frozen. The boats are winterized and covered up.

Safeguarding the Fleet: Why Commercial Marine Assets Require Specialized Off-Season Protection

Do you know the exact dollar value of the liability sitting in your marina’s storage yard or inside your commercial warehouse right now? For commercial marine operators in the Orillia, Barrie, and Muskoka regions, the transition from the bustling summer season to the quiet of winter is not merely a pause in operations. It is a significant shift in risk profile. While a personal watercraft owner worries about a single tarp, a commercial operator manages a complex web of “Care, Custody, and Control” that can

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Two red Muskoka chairs sit facing the sunrise on a dock

Why Do Many Ontario Property Owners Find Themselves Underinsured When the Unexpected Happens at the Lake?

Many people assume that their seasonal property is naturally covered under their primary home insurance, but this “set it and forget it” mentality often leads to devastating financial gaps. Because cottages are often left vacant for long periods and are located in areas with unique geography, they face a specific set of hazards, from falling trees to frozen pipes, that a standard homeowners’ policy may not fully address. At McLean & Dickey, we have been providing outstanding insurance solutions since 1922. As an independent insurance

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