Client Portal
Client Portal

Tag: Water Damage

Man shovelling snow and backlit by setting sun.

Preparing Now Can Help Prevent Basement Water Entry This Spring

February 24, 2026

That first warming winter day in Orillia usually brings a sense of relief, but for many homeowners, it also brings a sense of dread. If you’ve ever walked into your basement during a thaw only to hear the squish of wet carpet, you know that water doesn’t wait for an invitation. While spring might feel distant, the heavy snow currently sitting against your foundation is a ticking clock. At McLean & Dickey, we’ve been protecting our neighbours in Simcoe County and Muskoka since 1922. We

Read More »
couple dressed in colourful sweaters entering their cottage with firewood during the winter

Avoid Winter Cottage Claims with These Tips

January 15, 2026

Picture arriving at your cottage on the first warm weekend of spring, looking forward to a relaxing lakeside retreat. Upon unlocking the door, instead of the inviting scent of cedar and old books, you hear running water and see a buckled floor. This is a familiar concern for cottage owners in Muskoka and Orillia: discovering that a winter of heavy snow and freezing temperatures has wreaked havoc on your sanctuary while you were away. Winter in our region is undeniably beautiful, but it brings distinct

Read More »
Plumber repairing a burst water pipe in a basement.

Winter Vacations and Home Insurance in Ontario: How to Avoid Water Damage Claims

December 16, 2025

When colder weather arrives, water damage from frozen and burst pipes becomes one of the biggest risks for homeowners. That’s why insurance policies include specific conditions that apply if you go away and your home sits empty for a few days during the heating season. If these conditions aren’t followed, you could run into problems with your insurance coverage if water damage occurs. You might even have your claim denied. Why Winter Absences Matter When temperatures drop, pipes can freeze and burst quickly. If no

Read More »
Mature manufacturer standing by storage tank in brewery

Is Your Business Protected? A Deep Dive into Commercial Property Insurance

October 9, 2025

For any business owner, the physical assets of your company are more than just items; they are the foundation of your operations, from the building itself to the inventory and equipment inside. But what happens when the unexpected strikes? A fire, a severe windstorm, or even a burst pipe can halt your business, resulting in significant financial loss. This is where commercial property insurance becomes an indispensable part of your risk management strategy. It’s a critical safety net that ensures your business can recover and

Read More »
Close up of sandbags holding back flood waters with blurred houses in standing water in the background

Understanding Sewer Insurance Coverage – What to Know

July 23, 2025

Understanding Overland Water, Ground Water and Sewer Backup Coverage Advice You Can Trust | From Your Team at McLean & Dickey When it comes to protecting your home, not all water damage is covered the same way, and not all coverage is automatic. That’s why understanding the difference between overland water, ground water and sewer backup insurance is so important. If you live in Orillia, Barrie, Midland, Muskoka, or the surrounding regions, you’ve likely seen just how quickly a heavy rain, a spring thaw, or

Read More »
toy house floating on endless water inside a red and white life preserver

Is Flood Insurance Worth It? Key Reasons to Consider.

July 23, 2024

Introduction Floods are among the most common and devastating natural disasters, causing billions of dollars in damage each year. Yet, many homeowners and renters are unaware that their standard insurance policies do not cover flood-related losses. This is where flood insurance comes into play – a crucial safeguard that can protect your home, belongings, and financial well-being in the event of a flood. In this article, we’ll delve into the world of flood insurance, exploring why it’s essential, who needs it, how it works, and

Read More »
closeup of man's hand with a wet sponge, soaking up water as the result of a flood

Does Home Insurance Cover Plumbing Issues?

February 13, 2024

Plumbing problems can be a real headache for homeowners. From burst pipes to appliance leaks, these issues can lead to costly repairs and potential damage to your property. Coverage for water damage can vary widely from insurer to insurer and not all home insurance policies are the same.  Many homeowners wonder if their insurance policies cover these plumbing issues and provide financial protection in case of a plumbing emergency.  Understanding Home Insurance Coverage Home insurance is designed to provide financial protection for your home and

Read More »
Young woman holding up a basin to catch dripping water from her ceiling

7 Things You Can Do to Prevent Your Basement Flooding

May 4, 2023

Hints and tips to help prevent a wet basement – or worse. April showers might bring May flowers, but these days it seems that many of the showers have morphed into torrential downpours and widespread spring flood warnings have become the norm instead of the exception. Every home is at risk of having its basement flooded even if it’s never happened before and it’s more likely to occur during heavy rains or when snow and ice melt and there’s nowhere for the resulting water to

Read More »
Most popular
Get Social
Facebook Twitter Instagram Linkedin
Skip to content