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Confused about OPCF49? We explain the ins and outs.

January 17, 2024

Drivers are always looking for ways to lower the cost of the car insurance. OPCF 49 is a new endorsement implemented by the Ontario government as a way to provide choice about your coverage and to save money on your insurance. However, it has pros and cons that you should understand before making a change to your policy. Basic auto insurance in Ontario includes 4 major coverages: 1 Third Party Liability Covers you in the event that someone sues you for property damage or for

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Happy family and friends with sparklers celebrating Christmas at home

6 Tips for a Safe Holiday Season

December 20, 2023

With the holiday season in full swing, you’re probably humming Christmas carols on your drive home and failing miserably to resist the tsunami of sweet treats that seem to appear daily in the office lunch room. Before you dive into your last-minute preparations and settle down to enjoy festive fun with family and friends, take a moment to consider these useful safety tips. 1 Don’t forget to shovel. Be sure to keep your driveway and walkways clear of snow and ice so that guests can

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Proud farmer standing in front of his red tractor

The Definitive Guide to Farm Insurance

November 8, 2023

Running a successful agricultural business comes with inherent risks. From unpredictable weather events to crop diseases and accidents, farmers face numerous challenges that can significantly impact their production and income. This is where farm insurance plays a crucial role in mitigating these risks and providing financial protection. In this comprehensive guide, we will explore the importance of farm insurance, its eligibility criteria, coverage options, and how it can safeguard your agricultural business in Ontario. Table of Contents 1 Understanding Farm Insurance 1.1 What is Farm

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The hotel room with Room Number sign on the door

What is Hospitality Insurance? Importance and Benefits.

November 7, 2023

In the dynamic and diverse world of hospitality, businesses such as hotels, restaurants, spas, resorts, shops, and theme parks provide unique experiences to visitors. While each establishment offers distinct services, they all share a common need to protect their company, employees, and guests. This is where hospitality insurance comes into play. In this comprehensive guide, we will explore the importance of hospitality insurance, the types of coverage it provides, and the benefits it offers to businesses in the industry. What is Hospitality Insurance? Hospitality insurance

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Happy young woman hugging her new red car

Protecting Your Ride: Understanding the Basics of Car Insurance

November 7, 2023

Your car is more than just a mode of transportation – it’s often a necessary cost that needs to be protected. That’s where car insurance comes in. However, the world of car insurance can be confusing and overwhelming with so many different types of coverages and insurers to choose from. As a savvy car owner, it’s crucial to understand the basics of car insurance to ensure you’re adequately protected in the event of an accident. In this article, we’ll break down the key components of

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closeup of model home on a table with house keys in frontkeys on a

14 ways you might be invalidating your home insurance

November 7, 2023

Home insurance is undeniably an essential safeguard for homeowners, providing financial coverage for potential damages or losses. However, in certain circumstances, homeowners may inadvertently jeopardize their home insurance coverage, leaving them exposed to financial risk. This article uncovers 14 common ways Ontario homeowners might unintentionally increase the risk of a claim and jeopardize their home insurance. Common ways you might jeopardize your insurance. 1 Non-Disclosure of Home-Based Business Operations Operating a business from your home might seem harmless, but it can potentially compromise your coverage.

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Couple reviewing their home and auto insurance on a tablet

Easy Ways to Save on your Home and Auto Insurance

May 31, 2023

These days everyone is looking for ways to reduce their spending and protect their savings. Cutting back on streaming services or purchasing fewer pre-packaged foods and cooking at home instead of going out can have a substantial impact on your wallet. Inevitably, many people will look at their insurance premiums and wonder if there any savings to be found by reducing their coverage or changing their payment options.   Whatever your method for saving money, be sure to talk your insurance broker to see if you

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Accepting the Chamber of Commerce award

Strengthening Orillia and Lake Country

May 30, 2023

In 2023, McLean & Dickey was honoured to receive the Strengthening Orillia and Lake Country Award from the Orillia & District Chamber of Commerce. The other great businesses that were nominated in this category also worked hard at making Orillia such a great community and we wanted to offer our congratulations to them as well for their achievements. There is a fundamental philosophy behind why we believe it’s so vitally important that not only McLean & Dickey the company, but also our employees contribute to

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McLean & Dickey staff presenting Definity grant cheque to the Lighthouse

McLean & Dickey secures funding from Definity for The Lighthouse

May 10, 2023

McLean & Dickey Ltd. is pleased to announce our successful application for a grant from the Definity Insurance Foundation as part of our fundraising efforts for The Lighthouse, Orillia during the Coldest Night of the Year event.  It took a while, but this morning we were able to present a cheque for $5000 to Linda Goodall, Executive Director of the Lighthouse and Jen Jermey, Development Administrator on behalf of Definity. The Definity Insurance Foundation is dedicated to making a difference in the lives of Canadians,

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Woman changing a flat tire

How to Change a Flat Tire: a Step By Step Guide.

May 4, 2023

Getting a flat tire is no cause for panic. Several years ago, I set out for a multi-day backcountry hiking trip with my sister. The access point for our hike was a remote parking lot, an hour’s drive down a narrow gravel logging road. We didn’t pass a single vehicle on our way in and though there were a few parked cars when we finally reached our destination, we didn’t encounter anyone else. Slipping on our backpacks, we hiked into the wilderness to spend the

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