Our friends at Intact Insurance have put together some helpful information to guide employers and employees on how to return to work safely. Learn more links to Intact page: https://www.intact.ca/blog/en/search.back-to-business.html
The Ontario Provincial Police (OPP) is encouraging citizens to “Lock It or Lose It.” The goal is to encourage citizens to take a few simple precautions that will protect their property and vehicles from theft. An unlocked door or an open window is an invitation to thieves. Citizens are encouraged to take a look around their property to see if there are items left out for thieves to steal. It is common for a homeowner to leave items such as bikes, toys, tools etc. out
With the drop in gas prices, you might be tempted to “stock up” here are some things to remember before filling that extra can. American Burn Association states that gasoline produces ignitable vapours that are very dense, 3 to 4 times heavier than air. These vapours are ignitable at a wide range of mixtures with air, from 1.6 to 7.2 times the density of air. They can travel for great distances along the ground or floor and they tend to accumulate in low enclosed spaces,
Canadian Drivers are being distracted with a number of tasks they are attempting while driving their cars including use of entertainment systems, eating, in-car discussions, reaching back for an item, interacting with GPS device, talking on the phone hands-free, talking on the phone in-hand, adjusting clothing, adjusting making, and texting…Read more (Full PDF) According to the Canadian Auto Association (CAA), a recent 2017 survey of 2,003 drivers indicated that they considered texting while driving and drunk driving equally as their most serious road safety concern.
Did you know that effective back in June 1, 2016, Insurance Companies in Ontario can no longer use a minor at-fault accident occurring on or after June 1, 2016 that meets certain criteria to increase your automobile premiums? Provided that no payment has been made by any Insurer, there are no injuries, damages to each car and property were less than $2,000 per car and were paid by the at-fault driver, your premiums will not increase as a result of this type of accident. This
About 85 per cent of new car buyers will use some sort of financing to pay for their vehicle, according to credit reporting company Experian. If you’re such a buyer, you can expect that during your purchase a car dealership will try to sell you gap insurance. Gap insurance makes up the difference between what a person owes on a vehicle and that vehicle’s actual cash value if there’s an accident and the car is declared a total loss. Read more on Canadian Underwriter…
New impaired driving laws are here as of Dec 18, 2018. Stricter impaired driving laws come into effect that will allow officers to demand breath samples without ‘reasonable suspicion.’According to the OPP, more than 7,300 impaired driving charges were laid across Ontario between the start of the year and mid-November. Simply put – call a cab, a friend or take public transit if you are impaired. These options save lives, legal fees, insurance, fines, and so much more. Read more: CTV News Barrie & Global News Article
Ontario’s new tough distracted driving rules to take effect January 1, 2018 Simply holding a cell phone or other electronic device while at the wheel counts as distracted driving. As of Jan. 1, 2019, motorists charged with distracted driving will face fines as high as $1,000, incur three demerit points, and receive a three-day driver’s licence suspension.
All Canadians – especially those of us who work in insurance – are becoming mindful of our changing weather patterns. In many cases, these changes have been very dramatic. Since the beginning of 2018, there have been numerous severe storms across parts of Canada. In 2018, homeowners and businesses across Ontario experienced several major windstorms as well as severe ice and rain event and winter is just beginning. As a result, our industry has had thousands of claims reported across all markets and some adjusting
Do you have winter tires on your vehicle? If so, you could be saving money each month on your car insurance just for having them. Contact us today to see if you qualify for this money saving discount. The difference between All-season and Winter tires
