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Day: December 18, 2018

young woman sitting on a curb in front of damaged car

Important Change to Auto Insurance – Minor Accidents

December 18, 2018

Did you know that effective back in June 1, 2016, Insurance Companies in Ontario can no longer use a minor at-fault accident occurring on or after June 1, 2016 that meets certain criteria to increase your automobile premiums?  Provided that no payment has been made by any Insurer, there are no injuries, damages to each car and property were less than $2,000 per car and were paid by the at-fault driver, your premiums will not increase as a result of this type of accident.  This

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close up of Gap Insurance form

Gap Insurance, what’s that?!

December 18, 2018

About 85 per cent of new car buyers will use some sort of financing to pay for their vehicle, according to credit reporting company Experian. If you’re such a buyer, you can expect that during your purchase a car dealership will try to sell you gap insurance. Gap insurance makes up the difference between what a person owes on a vehicle and that vehicle’s actual cash value if there’s an accident and the car is declared a total loss. Read more on Canadian Underwriter…

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man reaching for car keys with a beer in front of him

New impaired driving Laws are Here

December 18, 2018

    New impaired driving laws are here as of Dec 18, 2018. Stricter impaired driving laws come into effect that will allow officers to demand breath samples without ‘reasonable suspicion.’According to the OPP, more than 7,300 impaired driving charges were laid across Ontario between the start of the year and mid-November.  Simply put – call a cab, a friend or take public transit if you are impaired. These options save lives, legal fees, insurance, fines, and so much more. Read more: CTV News Barrie &  Global News Article

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