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Young woman holding up a basin to catch dripping water from her ceiling

7 Things You Can Do to Prevent Your Basement Flooding

Hints and tips to help prevent a wet basement – or worse. April showers might bring May flowers, but these days it seems that many of the showers have morphed into torrential downpours and widespread spring flood warnings have become the norm instead of the exception. Every home is at risk of having its basement flooded even if it’s never happened before and it’s more likely to occur during heavy rains or when snow and ice melt and there’s nowhere for the resulting water to

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Group of walkers for coldest night of the year 2023

Walking to end homelessness in our community

Our two dedicated teams walked 5k in Saturday’s #cnoy23 event in support of The Lighthouse. We’re proud to announce that we raised a total of $7, 751 in support of those experiencing homelessness in our community. Thank you to everyone who donated, all the volunteers and event organizers. We can’t wait to support Coldest Night of the Year – Orillia, in 2024!

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Wet floor sign next to red bucket on a tiled floor

5 Ways To Protect Your Business From Liability Insurance Claims

Accidents happen. That’s why you have liability insurance to protect your business from unfortunate incidents like a slip-and-fall accident. Nonetheless, the cost of deductibles and increased premiums that come with repeated liability insurance claims can take an unnecessary financial toll on a small business. You can prevent the most common types of liability claims before they happen by implementing a safety-first approach. The safety checklist below will help keep your customers and employees safe while keeping your claims costs low. 1. Maintain Proper Lighting Poor

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4 Red Flags That Could Make Your Business Hard to Insure

4 Red Flags That Could Make Your Business Hard to Insure

As a smart business owner, you’re always looking to minimize your risk. Likewise, insurance companies are doing the same when evaluating whether or not to insure your business. So, when they come across certain red flags, they may be inclined to decline coverage. 1. Property in Disrepair. If your business facility has broken steps, leaking pipes, or overstuffed inventory shelves that could tip over and cause a serious accident to you or your employees, you’ll want to address those issues to avoid paying higher insurance

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Small business owner couple standing in their variety store and smiling at camera

Understanding Your Commercial General Liability Insurance

As a business owner, safeguarding your business operations from unexpected events is crucial. One essential type of insurance coverage you need is Commercial General Liability (CGL) insurance. This insurance protects your business from financial losses due to liability claims, including accidental damages, injury or property damage to a third party, and more. It forms the backbone of a small business insurance strategy. Injuries to others can occur in even the most carefully-managed of businesses, which makes general liability insurance a must-have for businesses of all

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concept image of cyber attack

Cyber Security: Best Practices for Protecting your Business and Yourself

Cyber security is a hot topic these days. News articles about hackers attacking vital systems in the Ukraine or large companies having their data compromised by ransomware demonstrate how vitally important it is to make cyber security a priority in our online interactions. Preventing a security breach could save you thousands of dollars and weeks of stress and lost income. A decade or more ago, we worked from desktop computers that never left the office. Now we use laptops, tablets, and smartphones to stay connected

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Couple running a home-based business taking an order over the phone

5 things you need to know about home-based business insurance

When you’re thinking of starting your own business, it’s easy to get lost in the details. What will I call my online shop? Who will design my logo? Where can I find the perfect cookie-cutter for dog biscuits shaped like hamburgers? While business insurance might not be the most exciting thing to think about when you’re picturing yourself as the next big winner on Dragons’ Den, it’s an important one. Here are the top five things you need to know about insuring your home-based business:

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Woman leaning on cardboard box while moving house

Insuring your home isn’t just for homeowners

Getting renters insurance is a smart way of protecting yourself and your belongings. If you rent your home, whether it’s an apartment, condo or house, do you have tenant insurance? A recent survey conducted by TD Insurance found out that almost half of Canadian renters (41%) opt out of getting tenant insurance. Many cite cost as a factor or the mistaken belief that their landlord’s insurance policy will cover their personal belongings in the event of theft, fire, or water damage. While landlords have property

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Woman standing behind closed again sign in shop window

Tips for keeping your business location safe if you have to close

The latest COVID-19 wave is seeing many businesses close their doors to the public and send their employees home. As a business owner, use this checklist courtesy of Northbridge Insurance to close-up your property so that it’s safe and secure while you’re away. Make sure your staff are also aware of the importance of checking for potential fire and security hazards prior to locking up for an extended closure. Fire Prevention Checklist Is all equipment off? Are all flammable stored properly? Are combustibles stored away

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group of snowmobile riders on a snowy trail

‘Tis the Season: 3 Things You Need to Know About Snowmobile and Motorcycle Insurance

Old Man Winter is definitely here. Christmas lights are twinkling and if you own a snowmobile, you’re already counting the days until there’s enough of the white stuff to hit the trails. On the other hand, if you own a motorcycle, you’ve already parked it for the season and like some people, you may be considering cancelling your seasonal insurance policy in order to save some money. Before you pick up the phone to talk to your broker, here are three things to consider about

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