Category: Car Insurance

Happy young woman hugging her new red car

Protecting Your Ride: Understanding the Basics of Car Insurance

Your car is more than just a mode of transportation – it’s often a necessary cost that needs to be protected. That’s where car insurance comes in. However, the world of car insurance can be confusing and overwhelming with so many different types of coverages and insurers to choose from. As a savvy car owner, it’s crucial to understand the basics of car insurance to ensure you’re adequately protected in the event of an accident. In this article, we’ll break down the key components of

Read More »
Couple reviewing their home and auto insurance on a tablet

Easy Ways to Save on your Home and Auto Insurance

These days everyone is looking for ways to reduce their spending and protect their savings. Cutting back on streaming services or purchasing fewer pre-packaged foods and cooking at home instead of going out can have a substantial impact on your wallet. Inevitably, many people will look at their insurance premiums and wonder if there any savings to be found by reducing their coverage or changing their payment options.   Whatever your method for saving money, be sure to talk your insurance broker to see if you

Read More »
Woman changing a flat tire

How to Change a Flat Tire: a Step By Step Guide.

Getting a flat tire is no cause for panic. Several years ago, I set out for a multi-day backcountry hiking trip with my sister. The access point for our hike was a remote parking lot, an hour’s drive down a narrow gravel logging road. We didn’t pass a single vehicle on our way in and though there were a few parked cars when we finally reached our destination, we didn’t encounter anyone else. Slipping on our backpacks, we hiked into the wilderness to spend the

Read More »
group of snowmobile riders on a snowy trail

‘Tis the Season: 3 Things You Need to Know About Snowmobile and Motorcycle Insurance

Old Man Winter is definitely here. Christmas lights are twinkling and if you own a snowmobile, you’re already counting the days until there’s enough of the white stuff to hit the trails. On the other hand, if you own a motorcycle, you’ve already parked it for the season and like some people, you may be considering cancelling your seasonal insurance policy in order to save some money. Before you pick up the phone to talk to your broker, here are three things to consider about

Read More »
Photo of June Phelps sitting on the hood of a vintage Porsche

A classy sports car was the beginning of a 60-year relationship

McLean & Dickey Ltd. will be celebrating 100 years of business in Orillia in 2022. Over the next few months will be featuring stories celebrating our history and some of the memorable moments of being part of the Orillia community for so many years. The sleek ivory white MGA parked on the British motors car lot was the classic sports car. The elegant lines oozed charm and whispered, “girls will be falling over themselves to go for a ride in this car.” It was 1960

Read More »
closeup of car with speedometer superimposed over it.

Stronger stunt-driving laws in effect as of July 1

If you have a heavy foot, watch out. You could find yourself charged with stunt driving and suffer a slew of penalties under Ontario’s recent changes to the Highway Traffic Act. A section of the province’s Moving Ontarians More Safely Act (MOMS Act) went into effect on July 1 and it promises harsher penalties for drivers caught driving substantially over the limit. Someone can be charged with stunt driving if they are going 50km/h or higher above the limit on roads with a posted limit

Read More »
close-up of tow truck driving securing a car on a flatbed

Government launches Tow Zone pilot program

In an effort to clamp down on unscrupulous towing practices and the “Wild West” environment that has led to escalating violence among tow truck companies, the Ministry of Transportation is imposing towing restrictions on some Toronto area provincial highways. Kickbacks and Fraud are prevalent So, what’s the problem with a $200 dollar tow from the side of a highway? That one tow can add up to tens of thousands of dollars in windfall for the companies involved and criminal elements have moved in to take

Read More »
Man filling up gas container

Why stocking up on gasoline might NOT be worth the safety risk

With the drop in gas prices, you might be tempted to “stock up” here are some things to remember before filling that extra can. American Burn Association states that gasoline produces ignitable vapours that are very dense, 3 to 4 times heavier than air. These vapours are ignitable at a wide range of mixtures with air, from 1.6 to 7.2 times the density of air. They can travel for great distances along the ground or floor and they tend to accumulate in low enclosed spaces,

Read More »
Young woman looking at her phone while driving

Distracted Driving is a Problem

Canadian Drivers are being distracted with a number of tasks they are attempting while driving their cars including use of entertainment systems, eating, in-car discussions, reaching back for an item, interacting with GPS device, talking on the phone hands-free, talking on the phone in-hand, adjusting clothing, adjusting making, and texting…Read more (Full PDF)  According to the Canadian Auto Association (CAA), a recent 2017 survey of 2,003 drivers indicated that they considered texting while driving and drunk driving equally as their most serious road safety concern.

Read More »
young woman sitting on a curb in front of damaged car

Important Change to Auto Insurance – Minor Accidents

Did you know that effective back in June 1, 2016, Insurance Companies in Ontario can no longer use a minor at-fault accident occurring on or after June 1, 2016 that meets certain criteria to increase your automobile premiums?  Provided that no payment has been made by any Insurer, there are no injuries, damages to each car and property were less than $2,000 per car and were paid by the at-fault driver, your premiums will not increase as a result of this type of accident.  This

Read More »
Skip to content