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Category: Car Insurance

close up of Gap Insurance form

Gap Insurance, what’s that?!

December 18, 2018

About 85 per cent of new car buyers will use some sort of financing to pay for their vehicle, according to credit reporting company Experian. If you’re such a buyer, you can expect that during your purchase a car dealership will try to sell you gap insurance. Gap insurance makes up the difference between what a person owes on a vehicle and that vehicle’s actual cash value if there’s an accident and the car is declared a total loss. Read more on Canadian Underwriter…

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man reaching for car keys with a beer in front of him

New impaired driving Laws are Here

December 18, 2018

    New impaired driving laws are here as of Dec 18, 2018. Stricter impaired driving laws come into effect that will allow officers to demand breath samples without ‘reasonable suspicion.’According to the OPP, more than 7,300 impaired driving charges were laid across Ontario between the start of the year and mid-November.  Simply put – call a cab, a friend or take public transit if you are impaired. These options save lives, legal fees, insurance, fines, and so much more. Read more: CTV News Barrie &  Global News Article

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person holding cell phone while in car

Distracted Driving Laws Changing

November 13, 2018

Ontario’s new tough distracted driving rules to take effect January 1, 2018   Simply holding a cell phone or other electronic device while at the wheel counts as distracted driving. As of Jan. 1, 2019, motorists charged with distracted driving will face fines as high as $1,000, incur three demerit points, and receive a three-day driver’s licence suspension.

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closeup of car and winter tires in snow

Winter Tires = Discounts!

November 13, 2018

Do you have winter tires on your vehicle? If so, you could be saving money each month on your car insurance just for having them. Contact us today to see if you qualify for this money saving discount. The difference between All-season and Winter tires

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Man opening car door for female passenger

Driverseat hits the road in Orillia

September 11, 2018

The new Driverseat service is a great way to help keep the streets of Orillia safe. Please check out the link below for more information on this service. McLean & Dickey insurance would like to remind you that if you allow a driver from this type of service to drive your vehicle and your vehicle is involved in an accident where your driver is at fault, that accident will fall under your own policy and not the policy of the service provider. Read more here.  

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